Benefits

Enjoy Low Out-of-pocket Costs

Your Medicare supplement and Medicare Parts A and B work together to minimize your share of health care costs. Even unexpected medical events aren’t likely to impact your financial health. Plus, as Medicare deductibles, copayments and coinsurance increase, your Medicare supplement benefits also increase to help meet your eligible expenses (depending on the plan you choose).

No Provider Networks, No Referrals

Keep your doctors and hospitals. Any health care provider that accepts Medicare patients accepts our Medicare supplement insurance. You won’t worry about finding network providers or getting referrals to see specialists.

Rarely Receive a Bill for Covered Services

When your health care providers accept Medicare, they bill Medicare for the approved services. Medicare pays their share and we pay the rest. The entire process is electronic so your claims are paid quickly. And, you virtually don’t write any checks.

Keep Your Coverage

Your coverage renews as long as you pay the premiums on time and make no material misrepresentations on the application (premiums are subject to change).


What’s more, your Medicare Parts A/B and Medicare supplement benefits aren’t impacted by the annual Medicare open enrollment or the Affordable Care Act annual election period every fall.

Take Your Coverage Coast to Coast

Just like Medicare, your Medicare supplement insurance covers your health care needs anywhere in the United States. That way, you can visit family and friends anywhere you choose.

See the World with Confidence

Some Medicare supplement insurance plans help provide limited medically necessary emergency care outside the country. (Benefit is subject to a $250 deductible, 20% coinsurance and a lifetime maximum of $50,000.)

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